SIP Calculation: How much fund will be created if you invest Rs 7000 every month for 10 years, see the calculation..

SIP is the easiest way to invest in mutual funds. Through SIP, you can invest money in mutual funds in installments. Using SIP calculations, anyone can easily understand how much their investment amount will return over a specific timeframe.

Calculation
Investment Amount - ₹7,000 per month
Investment Period - 10 years
Return - 12%
If an investor invests ₹7,000 per month for 10 years, they will receive ₹16,26,000 at a 12% return. Over these 10 years, your principal will grow to ₹8,40,000. Now, let's discuss the funds that have delivered the highest returns in a single year.

However, don't invest in any mutual fund based solely on returns.

Name AUM Expense Ratio Return (one year)
Nippon India Taiwan Equity Fund 389.0869 1.04 52.32935425
ICICI Pru Nasdaq 100 Index Fund 2378.604033 0.61 32.5446407
Aditya Birla SL Intl. Equity Fund 249.7501 2.07 28.52451387
Motilal Oswal Nifty India Defence Index Fund 3417.7132 0.43 25.3733625
Aditya Birla SL Nifty India Defence Index Fund 651.029 0.31 24.82806716
If you are going to invest in mutual funds, how can you assess risk?

How to determine risk?
Beta
If this benchmark is less than 1, the fund you've chosen is considered low-risk. However, if it's greater than 1, it's considered risky.

Standard Deviation
When comparing two funds, the standard deviation is considered. The lower the percentage, the less risky the fund is considered. Suppose one fund has a standard deviation of 5 percent and the other 10 percent, then the first fund will be considered less risky.

Sharpe Ratio
You can easily determine the risk in a mutual fund through the Sharpe Ratio. If the Sharpe Ratio is less than 1.00, the risk will be low. If the Sharpe Ratio is between 1.00 and 1.99, the risk will be moderate. Similarly, if the Sharpe Ratio is 2.00 to 2.99, the risk will be quite high.

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